/* ===== FinMaster Toronto — Premium Luxury Theme ===== */
:root {
  --primary: #c9a84c;
  --primary-dark: #a68832;
  --primary-light: #e8d48b;
  --bg-dark: #0d0d0d;
  --bg-card: #1a1a1a;
  --bg-glass: rgba(26, 26, 26, 0.75);
  --text-main: #f0ece2;
  --text-muted: #9a9a9a;
  --border: rgba(201, 168, 76, 0.2);
  --radius: 16px;
  --shadow-gold: 0 4px 30px rgba(201, 168, 76, 0.15);
  --transition: .35s cubic-bezier(.4,0,.2,1);
}

*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Cormorant Garamond', serif;
  background: var(--bg-dark);
  color: var(--text-main);
  line-height: 1.7;
  overflow-x: hidden;
}

h1, h2, h3, h4 {
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  line-height: 1.2;
}

a { color: var(--primary); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--primary-light); }

img { max-width: 100%; height: auto; display: block; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

/* ===== HEADER ===== */
.site-header {
  position: fixed; top: 0; left: 0; width: 100%; z-index: 1000;
  background: rgba(13, 13, 13, 0.85);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}
.site-header.scrolled { background: rgba(13, 13, 13, 0.96); }

.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  max-width: 1200px; margin: 0 auto; padding: 16px 24px;
}

.logo { display: flex; align-items: center; gap: 12px; }
.logo svg { width: 40px; height: 40px; }
.logo-text {
  font-family: 'Playfair Display', serif;
  font-size: 1.4rem; font-weight: 700;
  color: var(--primary);
  letter-spacing: 1px;
}

.nav-links { display: flex; gap: 32px; list-style: none; }
.nav-links a {
  color: var(--text-muted); font-size: 0.95rem;
  font-family: 'Cormorant Garamond', serif;
  font-weight: 600; letter-spacing: 0.5px;
  text-transform: uppercase; position: relative;
}
.nav-links a::after {
  content: ''; position: absolute; bottom: -4px; left: 0;
  width: 0; height: 2px; background: var(--primary);
  transition: var(--transition);
}
.nav-links a:hover, .nav-links a.active { color: var(--primary); }
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }

.nav-cta {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: var(--bg-dark) !important; padding: 10px 24px;
  border-radius: 50px; font-weight: 700;
  text-transform: uppercase; font-size: 0.85rem;
  letter-spacing: 1px; border: none; cursor: pointer;
  transition: var(--transition);
}
.nav-cta:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-gold);
  color: var(--bg-dark) !important;
}

.burger { display: none; flex-direction: column; gap: 5px; cursor: pointer; background: none; border: none; padding: 4px; }
.burger span { width: 24px; height: 2px; background: var(--primary); transition: var(--transition); }

/* ===== HERO ===== */
.hero {
  position: relative; min-height: 100vh;
  display: flex; align-items: center;
  overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0;
  background: url('hero.png') center/cover no-repeat;
}
.hero-bg::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(13,13,13,0.92) 0%, rgba(13,13,13,0.6) 50%, rgba(13,13,13,0.85) 100%);
}
.hero-content {
  position: relative; z-index: 2;
  max-width: 700px; padding: 140px 24px 80px;
}
.hero-label {
  display: inline-block;
  background: rgba(201, 168, 76, 0.15);
  border: 1px solid var(--border);
  padding: 6px 20px; border-radius: 50px;
  font-size: 0.85rem; color: var(--primary);
  letter-spacing: 2px; text-transform: uppercase;
  margin-bottom: 24px;
  animation: fadeInUp 0.8s ease forwards;
}
.hero h1 {
  font-size: clamp(2.5rem, 5vw, 4rem);
  margin-bottom: 20px;
  animation: fadeInUp 0.8s 0.2s ease both;
}
.hero h1 .gold { color: var(--primary); }
.hero p {
  font-size: 1.2rem; color: var(--text-muted);
  margin-bottom: 36px; max-width: 540px;
  animation: fadeInUp 0.8s 0.4s ease both;
}
.hero-actions {
  display: flex; gap: 16px; flex-wrap: wrap;
  animation: fadeInUp 0.8s 0.6s ease both;
}
.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: var(--bg-dark); padding: 14px 36px;
  border-radius: 50px; font-weight: 700;
  font-size: 1rem; border: none; cursor: pointer;
  font-family: 'Cormorant Garamond', serif;
  letter-spacing: 1px; text-transform: uppercase;
  transition: var(--transition); display: inline-block;
}
.btn-primary:hover {
  transform: translateY(-3px); box-shadow: var(--shadow-gold);
  color: var(--bg-dark);
}
.btn-outline {
  background: transparent; color: var(--primary);
  padding: 14px 36px; border-radius: 50px;
  border: 1px solid var(--primary); font-weight: 700;
  font-size: 1rem; cursor: pointer;
  font-family: 'Cormorant Garamond', serif;
  letter-spacing: 1px; text-transform: uppercase;
  transition: var(--transition); display: inline-block;
}
.btn-outline:hover {
  background: var(--primary); color: var(--bg-dark);
  transform: translateY(-3px);
}
.hero-stats {
  display: flex; gap: 48px; margin-top: 60px;
  padding-top: 40px; border-top: 1px solid var(--border);
  animation: fadeInUp 0.8s 0.8s ease both;
}
.stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 2.5rem; font-weight: 700;
  color: var(--primary); display: block;
}
.stat-label { font-size: 0.9rem; color: var(--text-muted); }

/* ===== SECTIONS ===== */
section { padding: 100px 0; }
.section-label {
  display: inline-block; color: var(--primary);
  font-size: 0.85rem; letter-spacing: 3px;
  text-transform: uppercase; margin-bottom: 12px;
}
.section-title {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  margin-bottom: 20px;
}
.section-subtitle {
  color: var(--text-muted); font-size: 1.1rem;
  max-width: 600px; margin-bottom: 50px;
}
.section-subtitle.center { margin-left: auto; margin-right: auto; }
.text-center { text-align: center; }

/* ===== SERVICES GRID ===== */
.services-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.service-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px 32px;
  transition: var(--transition);
  position: relative; overflow: hidden;
}
.service-card::before {
  content: ''; position: absolute; top: 0; left: 0;
  width: 100%; height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--primary-light));
  transform: scaleX(0); transform-origin: left;
  transition: var(--transition);
}
.service-card:hover::before { transform: scaleX(1); }
.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-gold);
  border-color: rgba(201, 168, 76, 0.4);
}
.service-icon {
  width: 56px; height: 56px;
  background: rgba(201, 168, 76, 0.1);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.service-icon svg { width: 28px; height: 28px; stroke: var(--primary); fill: none; }
.service-card h3 {
  font-size: 1.3rem; margin-bottom: 12px;
}
.service-card p { color: var(--text-muted); font-size: 1rem; }
.service-link {
  display: inline-flex; align-items: center; gap: 8px;
  margin-top: 20px; font-weight: 600;
  font-size: 0.9rem; text-transform: uppercase;
  letter-spacing: 1px;
}
.service-link svg { width: 16px; height: 16px; transition: var(--transition); }
.service-link:hover svg { transform: translateX(4px); }

/* ===== WHY US ===== */
.why-section { background: var(--bg-card); }
.why-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 60px; align-items: center;
}
.why-image {
  border-radius: var(--radius); overflow: hidden;
  border: 1px solid var(--border);
}
.why-image img { width: 100%; height: 400px; object-fit: cover; }
.why-list { list-style: none; }
.why-list li {
  display: flex; gap: 16px; padding: 20px 0;
  border-bottom: 1px solid var(--border);
}
.why-list li:last-child { border-bottom: none; }
.why-number {
  font-family: 'Playfair Display', serif;
  font-size: 1.6rem; font-weight: 700;
  color: var(--primary); min-width: 40px;
}
.why-list h4 { font-size: 1.1rem; margin-bottom: 6px; }
.why-list p { color: var(--text-muted); font-size: 0.95rem; }

/* ===== TESTIMONIALS ===== */
.testimonials-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.testimonial-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 36px;
}
.testimonial-stars { color: var(--primary); font-size: 1.1rem; margin-bottom: 16px; letter-spacing: 4px; }
.testimonial-card blockquote {
  font-style: italic; color: var(--text-muted);
  font-size: 1rem; margin-bottom: 20px; line-height: 1.8;
}
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.author-avatar {
  width: 44px; height: 44px;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-weight: 700; color: var(--bg-dark); font-size: 1rem;
}
.author-name { font-weight: 700; font-size: 0.95rem; }
.author-role { font-size: 0.8rem; color: var(--text-muted); }

/* ===== MAP / CONTACT ===== */
.contact-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 48px; align-items: start;
}
.contact-info-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px;
}
.contact-item {
  display: flex; gap: 16px; margin-bottom: 28px;
}
.contact-item:last-child { margin-bottom: 0; }
.contact-icon {
  width: 48px; height: 48px;
  background: rgba(201, 168, 76, 0.1);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-icon svg { width: 22px; height: 22px; stroke: var(--primary); fill: none; }
.contact-item h4 { font-size: 1rem; margin-bottom: 4px; }
.contact-item p { color: var(--text-muted); font-size: 0.95rem; }
.contact-item a { color: var(--primary); }
.map-wrapper {
  border-radius: var(--radius); overflow: hidden;
  border: 1px solid var(--border); height: 400px;
}
.map-wrapper iframe { width: 100%; height: 100%; border: 0; }

/* ===== FORM ===== */
.form-section { background: var(--bg-card); }
.form-wrapper {
  max-width: 640px; margin: 0 auto;
  background: var(--bg-dark);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 48px;
}
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block; margin-bottom: 6px;
  font-weight: 600; font-size: 0.9rem;
  color: var(--text-muted); text-transform: uppercase;
  letter-spacing: 1px;
}
.form-group input,
.form-group textarea,
.form-group select {
  width: 100%; padding: 14px 18px;
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: 10px; color: var(--text-main);
  font-family: 'Cormorant Garamond', serif;
  font-size: 1rem; transition: var(--transition);
}
.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  outline: none; border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(201, 168, 76, 0.1);
}
.form-group textarea { min-height: 120px; resize: vertical; }
.form-submit { width: 100%; margin-top: 8px; }

/* ===== FOOTER ===== */
.site-footer {
  background: var(--bg-card);
  border-top: 1px solid var(--border);
  padding: 60px 0 24px;
}
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px; margin-bottom: 40px;
}
.footer-brand p { color: var(--text-muted); margin-top: 16px; font-size: 0.95rem; }
.footer-col h4 {
  font-size: 0.9rem; text-transform: uppercase;
  letter-spacing: 2px; margin-bottom: 20px; color: var(--primary);
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 10px; }
.footer-col a { color: var(--text-muted); font-size: 0.95rem; }
.footer-col a:hover { color: var(--primary); }
.footer-bottom {
  border-top: 1px solid var(--border);
  padding-top: 24px;
  display: flex; justify-content: space-between;
  align-items: center; flex-wrap: wrap; gap: 16px;
}
.footer-bottom p { color: var(--text-muted); font-size: 0.85rem; }
.footer-phone {
  color: var(--primary) !important; font-weight: 700;
  font-size: 1rem;
}

/* ===== COOKIE BANNER ===== */
.cookie-banner {
  position: fixed; bottom: 20px; left: 20px;
  max-width: 420px; width: calc(100% - 40px);
  background: var(--bg-glass);
  backdrop-filter: blur(20px);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  z-index: 9999;
  pointer-events: auto;
  animation: slideUp 0.5s ease;
  display: none;
}
.cookie-banner.show { display: block; }
.cookie-banner p { font-size: 0.9rem; color: var(--text-muted); margin-bottom: 16px; }
.cookie-banner a { color: var(--primary); text-decoration: underline; }
.cookie-actions { display: flex; gap: 12px; }
.cookie-accept {
  background: var(--primary); color: var(--bg-dark);
  border: none; padding: 10px 24px; border-radius: 50px;
  font-weight: 700; cursor: pointer;
  font-family: 'Cormorant Garamond', serif;
  font-size: 0.9rem; transition: var(--transition);
}
.cookie-decline {
  background: transparent; color: var(--text-muted);
  border: 1px solid var(--border); padding: 10px 24px;
  border-radius: 50px; cursor: pointer;
  font-family: 'Cormorant Garamond', serif;
  font-size: 0.9rem; transition: var(--transition);
}

/* ===== BLOG CARDS ===== */
.blog-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.blog-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden; transition: var(--transition);
}
.blog-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-gold);
}
.blog-card-image {
  height: 200px; overflow: hidden;
}
.blog-card-image img { width: 100%; height: 100%; object-fit: cover; transition: var(--transition); }
.blog-card:hover .blog-card-image img { transform: scale(1.05); }
.blog-card-body { padding: 28px; }
.blog-card-date { font-size: 0.8rem; color: var(--primary); margin-bottom: 10px; text-transform: uppercase; letter-spacing: 1px; }
.blog-card h3 { font-size: 1.2rem; margin-bottom: 10px; }
.blog-card p { color: var(--text-muted); font-size: 0.95rem; }

/* ===== ARTICLE ===== */
.article-hero {
  padding-top: 140px; padding-bottom: 60px;
  text-align: center;
}
.article-hero h1 { max-width: 800px; margin: 0 auto 16px; }
.article-meta { color: var(--text-muted); font-size: 0.9rem; }
.article-content {
  max-width: 760px; margin: 0 auto;
  padding-bottom: 80px;
}
.article-content p { margin-bottom: 20px; font-size: 1.1rem; }
.article-content h2 { margin: 40px 0 16px; font-size: 1.6rem; }
.article-content h3 { margin: 30px 0 12px; font-size: 1.3rem; }
.article-content ul, .article-content ol {
  margin: 16px 0; padding-left: 24px;
}
.article-content li { margin-bottom: 8px; color: var(--text-muted); }

/* ===== PAGE HEADER ===== */
.page-header {
  padding: 140px 0 60px;
  background: var(--bg-card);
  border-bottom: 1px solid var(--border);
  text-align: center;
}
.page-content {
  padding: 60px 0;
}
.page-content .container { max-width: 800px; }
.page-content p { margin-bottom: 16px; color: var(--text-muted); font-size: 1.05rem; }
.page-content h2 { margin: 36px 0 16px; font-size: 1.5rem; }
.page-content h3 { margin: 28px 0 12px; font-size: 1.2rem; }
.page-content ul { margin: 12px 0; padding-left: 24px; }
.page-content li { margin-bottom: 8px; color: var(--text-muted); }

/* ===== THANK YOU ===== */
.thankyou-hero {
  padding: 140px 0 60px;
  text-align: center;
}
.thankyou-hero .check-icon {
  width: 80px; height: 80px;
  background: rgba(201, 168, 76, 0.1);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 24px;
}
.thankyou-hero .check-icon svg { width: 40px; height: 40px; stroke: var(--primary); fill: none; }
.thankyou-content {
  max-width: 800px; margin: 0 auto; padding-bottom: 80px;
}
.thankyou-content h2 { margin: 32px 0 16px; }
.thankyou-content p { margin-bottom: 16px; color: var(--text-muted); font-size: 1.05rem; }
.thankyou-content ul { margin: 12px 0; padding-left: 24px; }
.thankyou-content li { margin-bottom: 10px; color: var(--text-muted); }
.thankyou-contact {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px; margin-top: 40px;
  text-align: center;
}
.thankyou-contact p { margin-bottom: 8px; }
.thankyou-contact a { color: var(--primary); font-weight: 700; }

/* ===== SERVICE DETAIL ===== */
.detail-hero {
  padding: 140px 0 60px;
  background: var(--bg-card);
  border-bottom: 1px solid var(--border);
}
.detail-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 48px; align-items: center;
}
.detail-image {
  border-radius: var(--radius); overflow: hidden;
  border: 1px solid var(--border);
}
.detail-image img { width: 100%; height: 350px; object-fit: cover; }
.detail-content { padding: 60px 0; }
.detail-content .container { max-width: 800px; }

/* ===== ANIMATIONS ===== */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes slideUp {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}
.fade-in {
  opacity: 0; transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in.visible { opacity: 1; transform: translateY(0); }

/* ===== RESPONSIVE ===== */
@media (max-width: 992px) {
  .services-grid, .testimonials-grid, .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid, .contact-grid, .detail-grid { grid-template-columns: 1fr; }
  .hero-stats { gap: 32px; }
}
@media (max-width: 768px) {
  .nav-links { display: none; }
  .nav-cta.desktop { display: none; }
  .burger { display: flex; }
  .nav-links.open {
    display: flex; flex-direction: column;
    position: absolute; top: 100%; left: 0; width: 100%;
    background: rgba(13, 13, 13, 0.98);
    padding: 24px;
    border-bottom: 1px solid var(--border);
  }
  .services-grid, .testimonials-grid, .blog-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-stats { flex-direction: column; gap: 20px; }
  .hero h1 { font-size: 2rem; }
  .cookie-banner { max-width: 90%; width: 90%; left: 5%; }
}